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  • Doug Belshaw 8:30 pm on February 25, 2020 Permalink | Reply
    Tags: , job,   

    Understand what different jobs entail. They are all different and you need great knowledge and observation here. Some require courage, others subtlety. Those that depend on integrity are easier to handle, those on artifice, harder. With the right disposition, nothing else is needed for the former; but all the care and vigilance in the world are not enough for the latter. To govern people is a demanding job, and fools and madmen more so. Twice the wit is needed to deal with someone with none. A job that requires complete dedication, has fixed hours and is repetitive is intolerable; better is one which is free from boredom and which combines variety and importance, because change is refreshing. The best are those where dependency on others is minimal. The worst, one where you are held to account, both in this world and the next.

    Baltasar Gracián

  • Doug Belshaw 7:32 am on December 29, 2019 Permalink | Reply
    Tags: income, Jeff Kaufman, job, ,   

    Specifically, I’d recommend living on a small portion of your income and saving a multiple of your living expenses. It’s far more painful to cut expenses back than it is to keep them from growing, and the more years of expenses you have saved the better a position you’ll be in. If you take this approach and there’s no bust, you’re still in a good place: you can retire early or support things you believe in.

    Jeff Kaufman, Programmers should plan for lower pay
  • Doug Belshaw 9:19 pm on August 25, 2018 Permalink | Reply
    Tags: , job,   

    Changing careers and ‘f*** you’ money 

    I’ve had a conversation today via DM with someone I haven’t checked in on for a while.

    They’re still in the same position they were last time we spoke. Nothing wrong with that, of course, other than they wish the situation to be otherwise. They feel a bit stuck.

    I mentioned that if they want to go in a different direction, that reducing their hours to work a four-day week might be a good move. It gives you flexibility to do new things. I’ve certainly gained from it.

    Unfortunately, for the person concerned, that’s not a viable option, from a financial point of view. They wouldn’t be able to afford to take the concomitant drop in salary.

    The conversation reminded me of some advice that I once received, and have since taken: you should always have ‘f*** you’ money set aside. This gives you the freedom to walk away and have between three and six months worth of ‘runway’ before you have to find something else to pay the bills.

    Not easy, but certainly something I’d advise everyone to do as soon as they’re able. The easiest way of doing that, if you don’t have a well-paying job, is to dramatically reduce your expenditure. Again, not an easy step, but it’s the price of freedom.

    • Simon Grant 8:51 am on September 2, 2018 Permalink | Reply

      And the most important contributor to reducing expenditure, for most people, is the cost of housing. So the solution (in our ridiculously high-priced housing society) will have to be sharing housing somehow. And that needs us to find really congenial people who can live together in reduced space in peace and harmony. Join me in setting up a system to find them? Or training ourselves to live together in peace and harmony?

      • Doug Belshaw 9:41 am on September 2, 2018 Permalink | Reply

        I think that works for individuals and couples, but not necessarily for families.

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